Privacy Policy

Effective Date: November 15, 2025

Last Updated: November 15, 2025

Welcome to INTEGRRATED BUSINESS SOLUTION (IBS-BIZ) ("Company," "we," "our," or "us"). This Privacy Policy describes how we collect, use, and protect your personal information when you visit our website https://ibs-biz.com or communicate with us.

1. Information We Collect

We may collect personal information that you voluntarily provide, including but not limited to:

Name, email address, and phone number
Information submitted via inquiry or contact forms
Data collected automatically through cookies and analytics tools

All data and documents provided to IBS-BIZ are shared voluntarily by the user.

2. Purpose of Data Collection

We may use collected data to:

Communicate with you regarding inquiries or services
Process service requests and updates
Send newsletters, promotional materials, or marketing communications
Improve our website performance and user experience

You may opt out of receiving non-essential communications by emailing legal@ibs-biz.com or using the unsubscribe link (where available).

3. Cookies and Tracking Technologies

Our website uses cookies for essential, analytical, and marketing purposes.

By continuing to use the site, you consent to the use of cookies.

For more details, refer to our Cookie Policy.

4. Data Storage and Security

Your data is securely stored on servers hosted by HostingRaja.in (India).

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access or misuse.

5. Sharing of Information

We may share your data only with:

Associates, bankers, or channel partners for loan processing
Marketing partners and communication vendors as required

No personal or financial data is shared beyond these authorized purposes.

6. Sensitive Data

At present, our website does not collect or allow uploading of personal documents.

When implemented in the future, all uploaded data will be securely transmitted and shared only with authorized financial institutions upon user consent.

7. Data Retention

We retain your information until you request deletion.

Requests for data removal can be made by writing to legal@ibs-biz.com.

8. User Rights

Users have the right to access, correct, or delete their personal data.

All such requests should be sent to legal@ibs-biz.com.

9. Governing Law

This Privacy Policy is governed by the laws of India, under the jurisdiction of Chennai, Tamil Nadu.

10. Contact

For privacy-related concerns or complaints, contact:

Data Protection Contact: legal@ibs-biz.com

Company Email: info@ibs-biz.com